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Financial Disclaimer The Points Partner [EIN 83-2650816] trading as The Points Partner and its members, officers, directors, owners, employees, agents, representatives, suppliers and service providers (collectively “The Points Partner”) provides this website for informational purposes only. The Points Partner does not accept any liability for any investment decisions made on the basis of the information provided on this website. Our advice is given solely for the purpose of assisting you to maximize your credit card points, minimize your monthly spend and use your air miles effectively. By using this website and the services of The Points Partner, you acknowledge and agree that we are not financial advisers and any advice offered by the Points Partner does not constitute financial or credit advice, or advice for any purpose other than to assist you to maximize your credit card points, minimize your monthly spend and use your air miles effectively. You are solely responsible for taking into consideration your financial position in deciding whether to follow the recommendations we provide, and The Points Partner strongly urges you to obtain independent legal, financial, taxation or other advice to determine how the website information relates to your unique circumstances. The Points Partner is not liable for any loss caused, whether due to negligence or otherwise from the use of, or reliance on, the information provided directly or indirectly, by using this website or the services of The Points Partner. The Points Partner does not receive remuneration based upon investment or decisions by our email recipients, publications, newsletter or website users.